World Faces Aging Population and Retirement Funding Burdens

Retirement security is being challenged worldwide by aging populations, low interest rates, shrinking government revenues, and growing pension deficits. At the same time, three in four investors worldwide say they now feel the responsibility to fund retirement is increasingly on their shoulders.1 To delve into global economic trends effecting retirement, along with factors investors may…

The Advisor’s Role as “Chief Financial Officer” in Client Retirement

DAVID GOODSELL Executive Director of the Durable Portfolio Construction Research Center Natixis Global Asset Management – U.S. Distribution Retirement income planning should be a simple word problem that can be solved with basic math. Start with estimated annual expenses in retirement. Multiply that figure by the estimated number of years in retirement, then divide by…

Insight into the Economic Factors at Play for Retirees Around the World

In the latter half of the 20th Century, millions of retirees were able to construct a stable base for income from the three pillars of personal savings, employer pensions and government benefits. But now, early in the 21st Century, the balance has shifted. In 2017, more than three-quarters of individuals worldwide now say they believe the responsibility…

The World is Getting Older − Policy Needs to be Wiser

Retirement security is challenged on many fronts across the globe. Slow growth, low interest rates, and the looming threat of inflation stretch the economics of retirement funding. Debates about the viability of entitlement programs, the prioritization of short-term goals for lower taxes, and deficit reductions over ensuring long-term sustainability of retirement benefits make the politics…